FIND OUT WHAT YEAR
YOUR MONEY TAPS OUT
Retire at 55. Claim Social Security early. Three years of long-term care at 80. Flip the switch and watch the year your plan breaks slide across the screen. It’s the one simulator where losing is the point — better here than at 71.
No account. No sales call. Educational estimates — not financial advice.
SEARCHING
PAY STRUCTURE
TAPE STATUS
Try mail, conductor, contractor, nurse, retail
OR BROWSE BY HOW IT PAYS OUT
FLIP A SWITCH. WATCH THE SCREEN.
▸ nothing loaded — this is your plan today
TAPS OUT AT AGE
NEVER
LEFT AT 95
$55K
LIFETIME TAX
$61K
RETIREMENT AGE
62
CLAIM SOC. SEC. AT
EVERY STREAM, STACKED
Other calculators know one number: your balance. This one knows what each stream actually pays after tax— return of capital, §1256, qualified vs. ordinary, the losses you’re still carrying forward.
WORK
Ordinary + FICA
RENTALS
Net of depreciation
DIVIDENDS
Qualified vs. ordinary
PENSIONS
Ordinary, COLA-aware
SOCIAL SECURITY
Up to 85% taxable
ANNUITIES
Exclusion ratio
DISTRIBUTIONS
ROC, §1256, RMDs
