THE INCOME STACK
BATTERIES NOT INCLUDED. THE MATH IS.

FIND OUT WHAT YEAR
YOUR MONEY TAPS OUT

Retire at 55. Claim Social Security early. Three years of long-term care at 80. Flip the switch and watch the year your plan breaks slide across the screen. It’s the one simulator where losing is the point — better here than at 71.

▶ RUN MY PLAN◂ LOAD MY TRADE

No account. No sales call. Educational estimates — not financial advice.

WHAT-IF.EXEPLAN TODAYWITH WHAT-IFS

TAPS OUT AT AGE

NEVER

LEFT AT 95

$711K

LIFETIME TAX

$287K

$0K$333K$667K$1M6267758595RETIRE 62

RETIREMENT AGE

62

CLAIM SOC. SEC. AT

FLIP A SWITCH. WATCH THE SCREEN.

▸ nothing loaded — this is your plan today

EVERY STREAM, STACKED

Other calculators know one number: your balance. This one knows what each stream actually pays after tax— return of capital, §1256, qualified vs. ordinary, the losses you’re still carrying forward.

  • WORK

    Ordinary + FICA

  • RENTALS

    Net of depreciation

  • DIVIDENDS

    Qualified vs. ordinary

  • PENSIONS

    Ordinary, COLA-aware

  • SOCIAL SECURITY

    Up to 85% taxable

  • ANNUITIES

    Exclusion ratio

  • DISTRIBUTIONS

    ROC, §1256, RMDs

PICK YOUR TRADE.
WE’LL LOAD THE TAPE.

The board opens already loaded with your trade’s real income shape — pay, pension, the years the tools were paid in cash. No forms. No login. Save your moves and it’s your plan.

867 OCCUPATIONS ▸